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Ways to Finance Commercial Construction Projects

There’s no doubt that a commercial construction project can get pricey, so many people will need to look into  financing options.  Neenan Archistruction® is a commercial construction design/build firm that offers a collaborative design process in order to ensure our customers have the best building possible for their needs. Below, we’ll take a look at several ways to finance your commercial construction project. Get a free quote for your next commercial, education, government, or healthcare building project today.

Commercial Construction Loans

Many businesses investigate and take out a commercial construction loan. There are many different types of commercial construction loans available that each have unique characteristics, depending on the business’s needs. For example, a land development loan will help pay to make the land construction ready, while a bridge loan is a short-term loan that is designed to provide financing during the construction phase and then be converted to a traditional loan once the building is finished.

Business Line of Credit

A business line of credit is usually a term loan that has a max amount and you can take out any amount of that money for business expenses, including building construction expenses. You only pay on the amount you use. These types of commercial building financing can work great, especially if you are unsure of the costs up-front.

Crowdfunding or Building Money Raising Campaigns

Many small businesses have turned to crowdfunding or building money raising campaigns in order to secure the financing they need for their building construction project. These types of business financing are great for nonprofits, as well as ordinary small businesses who just need a bigger space. Oftentimes, these projects are popular with the community, especially if your business has a lot of local community support.

Alternative Commercial Financing Options

There are alternative commercial financing options available as well. One alternative method of business building financing is an angel investor. An angel investor is one or more people who decide to use their own funds to finance your building, usually in exchange for stock in your company. You can alternatively offer to give stock in your company to others who decide to invest in it as well. Plus, there are agencies who specialize in just commercial building loans. It’s important to do your research well when investigating alternative commercial financing options as they can be complicated.


Our local architectural design firm based in Fort Collins is privileged to help our customers have the commercial building of their dreams. Small businesses are the lifeblood of America’s economy, and being able to help them supply jobs, supplies, and products to their local communities and worldwide gives us a joy beyond words. If you are interested in partnering with Neenan Archistruction®  for your next commercial building project and design, reach out to a team member today!